📊 VA Education Benefits Comparison Matrix

VASCO Standalone Tool #16 - Compare VA education benefits side-by-side

How to Use: This matrix compares the five main VA education benefit programs. Use this to counsel students on which benefit may be best for their situation. Remember that students can only use one benefit at a time and must meet specific eligibility requirements for each.
Feature Chapter 33
Post-9/11 GI Bill
Chapter 30
Montgomery GI Bill-AD
Chapter 1606
Montgomery GI Bill-SR
Chapter 35
DEA
Chapter 31
VR&E
Eligibility 90+ days active duty after 9/10/2001 Active duty, must opt-in and pay $1,200 Selected Reserve members Dependents of disabled/deceased veterans Service-connected disability, need vocational rehab
Total Months of Benefit 36 months (up to 48 with eligibility for other programs) 36 months 36 months 45 months 48 months (case-by-case)
Tuition Coverage Up to max public in-state rate OR private/foreign max ($28,937.16 for 2024-25) Fixed monthly amount (~$2,210/mo for 2024) Fixed monthly amount (~$443/mo for 2024) Fixed monthly amount (~$1,488/mo for 2024) Full tuition and fees paid directly
Monthly Housing Allowance (MHA) YES - Based on BAH E-5 w/dependents at school ZIP NO NO NO YES - Subsistence allowance
Book Stipend YES - Up to $1,000/year NO NO NO YES - Covers actual cost
Yellow Ribbon Eligible YES (100% eligibility only) NO NO NO NO
Transferable to Dependents YES (with DOD approval) NO NO N/A (already for dependents) NO
Break Pay (MHA during breaks) Paid if break <28 days N/A N/A N/A Varies by case
Payment to School vs Student Tuition to school, MHA to student All payments to student All payments to student All payments to student Tuition to school, subsistence to student
Requires SAP (Satisfactory Progress) YES YES YES YES YES
Delimiting Date (Deadline to Use) 15 years from last separation (can be extended) 10 years from separation 14 years from eligibility date Until age 26 (exceptions available) 12 years from notification (can be extended)
Online-Only Rate MHA = $989.50/mo (national average, 2024) Same as in-person Same as in-person Same as in-person Varies
Tutorial Assistance YES - Up to $100/mo, max $1,200 YES - Up to $100/mo, max $1,200 YES - Up to $100/mo, max $1,200 NO YES - Full coverage
Licensing/Certification Tests YES - Reimbursement available YES YES NO YES
Best For... Recent veterans, maximum benefits, high cost schools Active duty who opted in, lower tuition schools Guard/Reserve members, part-time students Dependents of severely disabled veterans Veterans with service-connected disabilities needing training

Quick Decision Guide: